How These Terms Apply in Indonesia
These Terms & Conditions set the rules for opening, using and maintaining your account with us. Access is available where local law permits, and eligibility depends on local law; you are responsible for checking that your intended use is allowed in your location. The terms cover
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account details, phone verification before account access, wallet instructions, transaction records, security checks, policy updates and the steps we may take when details conflict or activity needs clarification. If you use DANA, OVO, GoPay, QRIS, bank transfer or a virtual account, the payment entry you select
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and the receipt reference form part of the transaction record. We may ask you to correct incomplete account details before processing an account request. Any revised wording will be shown through the policy access point, with the applicable version identified there. Continuing after a published change
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means you accept the updated terms where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.